Without any doubt, buying a property can be one of the biggest decisions of your life and, here at Milne Moser, we want to assure you that we’ll do everything we can to helpmake the process as straightforward and stress-free as possible.
We’ve collated a few answers to frequently asked questions below but should you want any help or reassurances, then please do just get in touch with your local Milne Moser office and our friendly team will be delighted to help.
Without any doubt, buying a property can be one of the biggest decisions of your life and, here at Milne Moser, we want to assure you that we’ll do everything we can to helpmake the process as straightforward and stress-free as possible.
We’ve collated a few answers to frequently asked questions below but should you want any help or reassurances, then please do just get in touch with your local Milne Moser office and our friendly team will be delighted to help.
Think about what your priorities are when it comes to selecting the right location. Do you need to be near local schools or close to work? Maybe you would prefer to be more rural and yet have good transport links to motorways or public transport. Some locations are more expensive than others, so remain realistic about your expectations and be prepared to compromise on other factors to get that perfect area if location is the most important feature of your new home.
Think about how you are going to be using your new home. Do you really need three bedrooms or would two bedrooms and a study do? You may find that considering other possibilities, such as converting a garage or adding an extension, may broaden the amount of properties in your search. If you talk to us about how you will be using your home, we can often offer properties that you may not have considered before.
Think about how quickly you need to move, do you have a deadline such as school holidays or new job start dates? Do you have to sell your house first, or are you in rented or living with parents? These can affect which properties may or may not be suitable for you.
Always ensure that you have arranged your finance before you start looking at properties, or you may find yourself wasting time or be heartbroken when your perfect home is not within your reach.
Before you start viewing properties you need to know what you can afford – there’s no point searching for the home of your dreams, if it is out of your price range. We recommend speaking to an Independent Financial Advisor who can look at all lenders without bias and can therefore source the best mortgage for your particular circumstances.
The amount you can borrow will be based on the size of your deposit and how much you earn. You will need a mortgage promise from a lender before you are ready to make an offer on a property.
NB: Please note your home may be repossessed if you fail to keep up repayments on your mortgage.
You can look for a property to buy even if you aren’t yet on the market, but we do recommend that you have had Milne Moser Estate Agents out to visit your property for a FREE, no obligation valuation. To arrange this you can call us on 01539 725582 option 1 or contact us here.
We can discuss a recommended asking price in the current market and possible levels of interest in your house, which will enable you to make a decision whether to find a property to buy before selling or whilst you are on the market. For more information please see our Frequently Asked Questions for Sellers page here.
When you are ready to start looking, contact us at Milne Moser Estate Agents on 01539 725582 option 1 or send us some information about your requirements and we can keep you regularly updated about new properties coming on the market that meet your requirements. We offer an email and text service as well as the traditional mailing list so that you don’t miss out on your perfect property.
Once you’ve spotted a property you like the look of, the next step is to book a viewing through the relevant Milne Moser office you need:
Alternatively, you can click here and complete the online form and we will contact you as soon as possible.
You can also drop into our offices and we will arrange a viewing for a time convenient to you.
Sometimes owners prefer to do their own viewings and this can be an ideal time for you to ask questions first-hand.
We do ask that all viewings are arranged direct through our offices so that the vendors are expecting you.
All our sales particulars have directions to the property on the back page and the property postcode if you have satellite navigation. You can also ring our office and we will talk you through how to get to a property, alternatively, maps are provided on our website for your convenience. Most of the houses we have for sale will have a distinctive Milne Moser FOR SALE board outside but be aware that some vendors prefer not to have one.
You can make an offer on a property by calling us, emailing us or by visiting our offices. We will guide you through the negotiation process from start to finish. Initially we will ask you a number of questions, including details about finance and conveyancing, and can offer advice and guidance if you are just starting the home moving process. We will work with you and the seller to come to a price and possible moving date that you are both happy with.
There is no general guide as to how much to offer on a property, it will depend on your circumstances, how much you may have sold your property for and how much you can afford to offer. It may depend on any work that you feel may need doing to the property, however this may be accounted for in the asking price already. It is always worth asking yourself how much the property is worth to you.
Even if you feel the offer is too low or will not be accepted by the vendor, always ring us to discuss it before you discount the property. It may be that the owner’s circumstances have changed or we may be able to suggest other options so you do not miss out on your perfect property.
We are well equipped and trained to handle all aspects of negotiating on your prospective purchase and can offer helpful advice and recommendations. Once a sale is agreed, we work with your solicitor and other estate agents in the property chain to ensure everything is running smoothly.
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E. milnthorpeproperty@milnemoser.co.uk
T. 01539 725 582
Rebecca joined Milne Moser in 2005 as a trainee solicitor, qualified in 2007 and became a Partner in the firm in 2013.
Originally from Arnside, Rebecca has over 12 years’ worth of experience in both Contentious and Non-Contentious matters. She now specialises in Residential Property, Personal Injury and Clinical Negligence, together with general Civil Litigation. Rebecca has dealt with hundreds of matters across a broad range of fields during her time at Milne Moser and is the Firms Complaints Partner. She sat as President of Westmorland Law Society between 2015 to 2018 and continues to sit on the committee as the longest standing member. Rebecca has been a member of the Association of Personal Injury Lawyers (APIL) since 2011.
Outside of work, Rebecca is a busy mum of two, and as a family, most of their free time is spent travelling and enjoying everything the outdoors has to offer. One of her proudest moments was being awarded the Gold Duke of Edinburgh Award by HRH Prince Philip at St James’s Palace at the age of 18. Rebecca also participates in local amateur dramatics and singing groups when time allows.
Justine is the head of our property team and has over 15 years’ experience in dealing with property matters. Justine has worked in this area since she qualified as a solicitor in 2004 and has dealt with hundreds of property transactions ranging from residential properties to farms and property developments. She is continually working to improve Milne Moser’s property services. Having spent over a decade as a business leader, Justine also advises in business matters.
Justine gained a degree in law from the University of Central Lancashire, before completing her post-graduate diploma in Legal Practice at the College of Law. She worked in London, before joining Milne Moser as a trainee solicitor, in 2003, and became a partner in 2008.
Justine is the Senior Responsible Officer (SRO) in respect of the Law Society’s Conveyancing Quality Scheme of which the firm is an accredited member.
Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry’s standard dummy text ever since the 1500s, when an unknown printer took a galley of type and scrambled it to make a type specimen book.
It has survived not only five centuries, but also the leap into electronic typesetting, remaining essentially unchanged. It was popularised in the 1960s with the release of Letraset sheets containing Lorem Ipsum passages, and more recently with desktop publishing software like Aldus PageMaker including versions of Lorem Ipsum.
Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry’s standard dummy text ever since the 1500s, when an unknown printer took a galley of type and scrambled it to make a type specimen book.
It has survived not only five centuries, but also the leap into electronic typesetting, remaining essentially unchanged. It was popularised in the 1960s with the release of Letraset sheets containing Lorem Ipsum passages, and more recently with desktop publishing software like Aldus PageMaker including versions of Lorem Ipsum.
E. kendalproperty@milnemoser.co.uk
T. 01539 725 582
Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry’s standard dummy text ever since the 1500s, when an unknown printer took a galley of type and scrambled it to make a type specimen book.
It has survived not only five centuries, but also the leap into electronic typesetting, remaining essentially unchanged. It was popularised in the 1960s with the release of Letraset sheets containing Lorem Ipsum passages, and more recently with desktop publishing software like Aldus PageMaker including versions of Lorem Ipsum.
Milnthorpe Office:
E. milnthorpeproperty@milnemoser.co.uk
T. 015395 64600
Carnforth Office:
E. carnforthproperty@milnemoser.co.uk
T. 01539 952 600
Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry’s standard dummy text ever since the 1500s, when an unknown printer took a galley of type and scrambled it to make a type specimen book.
It has survived not only five centuries, but also the leap into electronic typesetting, remaining essentially unchanged. It was popularised in the 1960s with the release of Letraset sheets containing Lorem Ipsum passages, and more recently with desktop publishing software like Aldus PageMaker including versions of Lorem Ipsum.
E. kendalproperty@milnemoser.co.uk
T. 01539 725 582
Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry’s standard dummy text ever since the 1500s, when an unknown printer took a galley of type and scrambled it to make a type specimen book.
It has survived not only five centuries, but also the leap into electronic typesetting, remaining essentially unchanged. It was popularised in the 1960s with the release of Letraset sheets containing Lorem Ipsum passages, and more recently with desktop publishing software like Aldus PageMaker including versions of Lorem Ipsum.
E. kendalproperty@milnemoser.co.uk
T. 01539 725 582
Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry’s standard dummy text ever since the 1500s, when an unknown printer took a galley of type and scrambled it to make a type specimen book.
It has survived not only five centuries, but also the leap into electronic typesetting, remaining essentially unchanged. It was popularised in the 1960s with the release of Letraset sheets containing Lorem Ipsum passages, and more recently with desktop publishing software like Aldus PageMaker including versions of Lorem Ipsum.
Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry’s standard dummy text ever since the 1500s, when an unknown printer took a galley of type and scrambled it to make a type specimen book.
It has survived not only five centuries, but also the leap into electronic typesetting, remaining essentially unchanged. It was popularised in the 1960s with the release of Letraset sheets containing Lorem Ipsum passages, and more recently with desktop publishing software like Aldus PageMaker including versions of Lorem Ipsum.
T. 01539 725 582